Hi Scott,                                                     10/10/2008

Thank you so much for your help in getting this done quickly. We needed this appraisal in a hurry, and your office far exceeded our expectations. Thank you again for your quick, courteous, and professional response.

Sincerely,

Ralph and Teresa Rollo

"Scott is the best appraiser that I've ever worked with. He manages his work load well, which means that he always has a quick turnaround time, and yet he doesn't sacrifice quality for speed. It is VERY rare that I lose any time with review appraisals, because Scott has a reputation for doing great work."

- Mark Day, MBA - Mortgage Consultant

"Scott Cloward has been my preferred appraiser for seven years now. He is always quick, and my clients love chatting with him when he comes to their home to inspect. He is very fair, and accurate. If there are ever underwriting conditions, he is extremely quick to respond, as he knows the urgency once the loan file has been underwritten. Often times when I have used other appraisers, getting a hold of them for underwriting conditions is nearly impossible, and usually delays closing. Scott is always very quick to respond, and provides whatever he can to satisfy the underwriter. I would highly recommend using Scott Cloward Appraisal Services for all of your appraisal needs. I always know I will get a fair accurate value, and never have to worry about validity of the appraisal or the comparable sales used."

Keli Wesley - Axiom Home Loans, LLC

"I have had Scott Cloward doing my appraisals for over 10 years now.  There are several reasons why I like Scott.  He is not afraid of spending the extra time necessary to provide extra comparable sales to show fair market value.  He is always dependable.  When he says he will have the appraisal completed it is always within the time frame that he promised.  When I have a choice of appraisers, I always love working with Scott.  He is fast, dependable and accurate."  Kenny Parcell President Utah County Board Of Realtors.

Kenny Parcell - RE/MAX Hall Of Fame Member - RE/MAX LIFETIME ACHIEVEMENT

RE/MAX Results - 801-636-0222 Mobile / 801-794-9904 Fax

"With Scott Cloward Appraisal Services, my experience has always been top notch.  It has been my experience that Scott will personally see to it that the appraisals are done with accuracy and in a timely manner.  I have also enjoyed the professionalism of his staff and their willingness to get things done the same day when necessary.  I have used Scott's company many times and have always been well cared for."

Brad Iverson - RE/MAX Results - Spanish Fork, Utah Office

Scott:

"I enjoy working with you because

    1. Your response time is quick and I can depend on you to meet deadlines. In fact you are usually early!

    2. Your work is accurate and professional.  My underwriters rarely have any issues or questions with your appraisals.

    3. It's easy and pleasant to communicate with you and your staff."

Nancy Cluff - Sr. Loan Processor - First Horizon Home Loans 

"I love working with Scott Cloward.  Since I started ordering appraisals from Scott, I have never once had to follow up on the status of an appraisal because he always meets or exceeds my expected delivery dates.  Scott is very fair on value, and I trust his professional judgment when it comes to questions as to the fair market value of a property."

Will Whitaker - Loan Officer - American Lending Network

"I have been working with Scott Cloward Appraising for many years.  They have great customer service and treat my staff and clients with respect.  They are fast and accurate.  They have been an asset to my company."

Scott Chappell - Contact Mortgage, Inc. - Orem, Utah

Why Choose Scott Cloward Apprisal Services?

Because you're a stud...great guy...committed to doing the right thing...I could go on...

Kelly Ercanbrack - Coldwell Banker Res.